ꯁꯦꯂꯔꯤ ꯁ꯭ꯂꯤꯞ › PF, ESI ꯑꯃꯁꯨꯡ ꯄ꯭ꯔꯣꯐꯦꯁꯅꯦꯜ ꯇꯦꯛꯁ
PF, ESI ꯑꯃꯁꯨꯡ ꯄ꯭ꯔꯣꯐꯦꯁꯅꯦꯜ ꯇꯦꯛꯁꯀꯤ ꯌꯨꯝꯐꯝ
ꯏꯟꯗꯤꯌꯥꯒꯤ ꯁꯦꯂꯔꯤ ꯁ꯭ꯂꯤꯞ ꯌꯥꯝꯅ ꯀꯌꯥꯗ ꯗꯤꯗꯛꯁꯟ ꯃꯔꯤ ꯎꯠꯏ: ꯄ꯭ꯔꯣꯚꯤꯗꯦꯟꯠ ꯐꯟꯗ, ESI, ꯄ꯭ꯔꯣꯐꯦꯁꯅꯦꯜ ꯇꯦꯛꯁ ꯑꯃꯁꯨꯡ TDS꯫ ꯈꯨꯗꯤꯡꯃꯛꯇ ꯀꯅꯥ ꯆꯪꯕꯒꯦ ꯑꯃꯁꯨꯡ ꯀꯌꯥ ꯀꯠꯄꯒꯦ ꯍꯥꯌꯕꯒꯤ ꯃꯁꯥꯒꯤ ꯅꯤꯌꯝ ꯂꯩ꯫ ꯑꯄꯤꯛꯄ ꯏꯝꯞꯂꯣꯌꯔ ꯑꯃꯒꯤꯗꯃꯛ ꯌꯨꯝꯐꯝ ꯃꯐꯝ ꯑꯁꯤꯗ ꯂꯩ꯫
ꯄ꯭ꯔꯣꯚꯤꯗꯦꯟꯠ ꯐꯟꯗ (PF)
- ꯀꯅꯥ: ꯏꯝꯞꯂꯣꯏ 20 ꯅꯠꯔꯒꯥ ꯍꯦꯟꯕ ꯂꯩꯕ ꯕꯤꯖꯅꯦꯁꯁꯤꯡꯅ EPFO ꯗ ꯔꯦꯖꯤꯁ꯭ꯇꯔ ꯇꯧꯒꯗꯕꯅꯤ꯫ ꯑꯄꯤꯛꯄꯁꯤꯡꯅ ꯃꯈꯣꯌꯒꯤ ꯑꯄꯥꯝꯕꯅ ꯆꯪꯕ ꯌꯥꯏ꯫
- ꯏꯝꯞꯂꯣꯏꯒꯤ ꯁꯔꯨꯛ: ꯕꯦꯁꯤꯛ + DA ꯒꯤ 12%, ꯁꯦꯂꯔꯤꯗꯒꯤ ꯀꯠꯏ꯫
- ꯏꯝꯞꯂꯣꯌꯔꯒꯤ ꯁꯔꯨꯛ: ꯑꯇꯣꯞꯄ 12%, ꯃꯊꯛꯇ ꯄꯤꯏ꯫ ꯃꯁꯤꯒꯤ ꯃꯅꯨꯡꯗꯒꯤ 8.33% ꯄꯦꯟꯁꯟ ꯁ꯭ꯀꯤꯃꯗ ꯆꯠꯏ (₹25,000 ꯐꯥꯑꯣꯕꯒꯤ ꯄꯦꯗ, ꯃꯔꯝ ꯑꯗꯨꯅ ꯊꯥ ꯑꯃꯗ ꯈ꯭ꯕꯥꯏꯗꯒꯤ ꯍꯦꯟꯅ ₹2,083) ꯑꯃꯁꯨꯡ ꯂꯦꯃꯍꯧꯔꯤꯕ ꯑꯗꯨ PF ꯑꯦꯀꯥꯎꯟꯇꯇ꯫ ꯑꯄꯤꯛꯄ ꯑꯦꯗꯃꯤꯟ ꯑꯃꯁꯨꯡ ꯏꯟꯁꯨꯔꯦꯟꯁ ꯆꯥꯔꯖꯁꯨ ꯏꯝꯞꯂꯣꯌꯔꯅ ꯄꯤꯏ꯫
- ꯋꯦꯖ ꯁꯤꯂꯤꯡ: ꯀꯟꯠꯔꯤꯕ꯭ꯌꯨꯁꯅꯁꯤꯡ ꯕꯦꯁꯤꯛ + DA ꯒꯤ ₹25,000 ꯗ ꯂꯤꯃꯤꯠ ꯇꯧꯕ ꯌꯥꯏ (ꯋꯦꯖ ꯁꯤꯂꯤꯡ, 17 September 2026 ꯗ ₹15,000 ꯗꯒꯤ ꯍꯦꯅꯒꯠꯂꯕ)꯫ ꯏꯝꯞꯂꯣꯌꯔꯁꯤꯡꯅ ꯃꯄꯨꯡ ꯕꯦꯁꯤꯀꯇꯁꯨ ꯄꯤꯕ ꯌꯥꯏ꯫ ₹25,000 ꯐꯥꯑꯣꯕ ꯐꯪꯕ ꯏꯝꯞꯂꯣꯏꯁꯤꯡ ꯍꯧꯖꯤꯛ ꯀꯚꯔ ꯇꯧꯒꯗꯕꯅꯤ꯫
- ꯈꯨꯗꯝ: ꯕꯦꯁꯤꯛ ₹30,000 → ₹25,000 ꯗ ꯂꯤꯃꯤꯠ ꯇꯧꯔꯕꯗꯤ ꯏꯝꯞꯂꯣꯏ PF ₹3,000, ꯅꯠꯔꯒꯥ ꯃꯄꯨꯡ ꯕꯦꯁꯤꯀꯇ ₹3,600꯫
ESI (Employees' State Insurance)
- ꯀꯅꯥ: ꯌꯥꯝꯅ ꯀꯌꯥꯗ ESI ꯆꯠꯂꯤꯕ ꯃꯐꯃꯁꯤꯡꯗ ꯏꯝꯞꯂꯣꯏ 10 ꯅꯠꯔꯒꯥ ꯍꯦꯟꯕ ꯂꯩꯕ ꯕꯤꯖꯅꯦꯁꯁꯤꯡ꯫ ꯃꯁꯤꯅ ꯒ꯭ꯔꯣꯁ ꯄꯦ ꯊꯥ ꯑꯃꯗ ₹21,000 ꯅꯠꯔꯒꯥ ꯍꯟꯊꯕ ꯏꯝꯞꯂꯣꯏꯁꯤꯡ ꯀꯚꯔ ꯇꯧꯏ (ꯗꯤꯁꯦꯕꯤꯂꯤꯇꯤ ꯂꯩꯕ ꯃꯤꯁꯤꯡꯒꯤꯗꯃꯛ ₹25,000)꯫
- ꯏꯝꯞꯂꯣꯏꯒꯤ ꯁꯔꯨꯛ: ꯒ꯭ꯔꯣꯁ ꯄꯦꯒꯤ 0.75%, ꯃꯊꯪꯒꯤ ꯔꯨꯄꯤꯗ ꯃꯊꯛꯇ ꯔꯥꯎꯟꯗ ꯇꯧꯔꯒ꯫
- ꯏꯝꯞꯂꯣꯌꯔꯒꯤ ꯁꯔꯨꯛ: ꯒ꯭ꯔꯣꯁ ꯄꯦꯒꯤ 3.25%꯫
- ꯈꯨꯗꯝ: ꯒ꯭ꯔꯣꯁ ₹18,000 → ꯏꯝꯞꯂꯣꯏ ESI ₹135, ꯏꯝꯞꯂꯣꯌꯔ ESI ₹585꯫
- ꯃꯔꯛꯇ ₹21,000 ꯂꯥꯟꯊꯣꯀꯄ: ꯀꯟꯠꯔꯤꯕ꯭ꯌꯨꯁꯟ ꯃꯇꯝ (April ꯗꯒꯤ September, October ꯗꯒꯤ March) ꯑꯃꯒꯤ ꯍꯧꯔꯀꯄꯗ ꯀꯚꯔ ꯑꯣꯏꯔꯕ ꯏꯝꯞꯂꯣꯏ ꯑꯃ, ꯁꯦꯂꯔꯤ ꯍꯦꯅꯒꯠꯂꯕ ꯃꯇꯨꯡꯗꯁꯨ, ꯃꯇꯝ ꯑꯗꯨ ꯂꯣꯏꯕ ꯐꯥꯑꯣꯕ ꯀꯚꯔ ꯑꯣꯏꯔꯤ꯫ ꯃꯗꯨ ꯐꯥꯑꯣꯕ ESI ꯀꯠꯂꯨ ꯑꯃꯁꯨꯡ ꯂꯥꯏꯟ ꯑꯗꯨ ꯈꯨꯠꯅ ꯍꯣꯡꯗꯣꯛꯄꯤꯌꯨ; ꯃꯦꯀꯔꯒꯤ ꯕꯇꯟꯅ ꯊꯥ ꯑꯁꯤꯒꯤ ꯒ꯭ꯔꯣꯁꯈꯛ ꯌꯦꯡꯏ꯫
ꯄ꯭ꯔꯣꯐꯦꯁꯅꯦꯜ ꯇꯦꯛꯁ
ꯍꯤꯡꯅꯕꯒꯤ ꯊꯕꯛ ꯇꯧꯕꯗ ꯂꯧꯕ ꯁ꯭ꯇꯦꯇꯀꯤ ꯇꯦꯛꯁ ꯑꯃ꯫ ꯁ꯭ꯇꯦꯠ ꯈꯨꯗꯤꯡꯅ ꯃꯁꯥꯒꯤ ꯁ꯭ꯂꯦꯕ ꯊꯝꯃꯤ, ꯑꯃꯁꯨꯡ Constitution ꯅ ꯃꯤ ꯑꯃꯗ ꯆꯍꯤ ꯑꯃꯗ ₹2,500 ꯗ ꯂꯤꯃꯤꯠ ꯇꯧꯔꯤ꯫ ꯁ꯭ꯇꯦꯠ ꯀꯌꯥꯅ ꯋꯥꯡꯕ ꯁꯦꯂꯔꯤꯗ ꯊꯥ ꯑꯃꯗ ₹200 ꯔꯣꯝ ꯂꯧꯏ, ꯆꯍꯤꯒꯤ ꯃꯄꯨꯡ ꯌꯧꯅꯕ ꯃꯇꯝ ꯈꯔꯗ ꯊꯥ ꯑꯃꯗ ꯍꯦꯟꯅ ꯂꯧꯏ꯫ Delhi, Haryana ꯑꯃꯁꯨꯡ Uttar Pradesh ꯒꯨꯝꯕ ꯁ꯭ꯇꯦꯠ ꯑꯃꯁꯨꯡ ꯌꯨꯅꯤꯌꯟ ꯇꯦꯔꯤꯇꯣꯔꯤ ꯈꯔꯗ ꯂꯩꯇꯦ꯫ ꯃꯈꯣꯌ ꯍꯣꯡꯕꯅ ꯅꯍꯥꯛꯀꯤ ꯁ꯭ꯇꯦꯇꯀꯤ ꯍꯧꯖꯤꯛꯀꯤ ꯁ꯭ꯂꯦꯕ ꯆꯦꯛ ꯇꯧꯕꯤꯌꯨ꯫
ꯁꯦꯂꯔꯤꯗ TDS
ꯏꯝꯞꯂꯣꯌꯔꯅ ꯏꯝꯞꯂꯣꯏꯅ ꯈꯅꯕ ꯔꯤꯖꯤꯝ ꯃꯇꯨꯡ ꯏꯟꯅ ꯆꯍꯤ ꯑꯗꯨꯒꯤ ꯇꯦꯛꯁ ꯊꯤꯗꯣꯛꯏ, ꯑꯃꯁꯨꯡ ꯊꯥ ꯈꯨꯗꯤꯡꯗ ꯃꯥꯟꯅꯕ ꯁꯔꯨꯛ ꯀꯠꯏ꯫ ꯑꯅꯧꯕ ꯔꯤꯖꯤꯃꯗ (ꯗꯤꯐꯣꯜꯇ), ꯆꯍꯤ ꯑꯃꯗ ₹12.75 ꯂꯥꯈ ꯔꯣꯝ ꯐꯥꯑꯣꯕꯒꯤ ꯁꯦꯂꯔꯤꯗ ꯁ꯭ꯇꯦꯟꯗꯔꯗ ꯗꯤꯗꯛꯁꯟ ꯑꯃꯁꯨꯡ ꯔꯤꯕꯦꯠꯀꯤ ꯃꯇꯨꯡꯗ ꯌꯥꯝꯅ ꯀꯌꯥꯗ ꯇꯦꯛꯁ ꯂꯩꯇꯦ, ꯃꯔꯝ ꯑꯗꯨꯅ ꯑꯄꯤꯛꯄ ꯕꯤꯖꯅꯦꯁ ꯀꯌꯥꯒꯤ ꯁ꯭ꯂꯤꯄꯇ TDS ꯂꯩꯇꯦ ꯍꯥꯌꯅ ꯎꯠꯏ꯫ ꯑꯔꯤꯕ ꯔꯤꯖꯤꯃꯗ, ꯗꯤꯗꯛꯁꯟ ꯑꯃꯁꯨꯡ HRA ꯊꯥꯗꯣꯀꯄꯅ (ꯚꯥꯗꯥ ꯔꯁꯤꯗ ꯒ ꯂꯣꯌꯅꯅ) ꯃꯁꯤꯡ ꯑꯗꯨ ꯍꯣꯡꯍꯜꯂꯤ꯫ ꯆꯍꯤ ꯂꯣꯏꯔꯕ ꯃꯇꯨꯡꯗ, ꯏꯝꯞꯂꯣꯌꯔꯅ TDS ꯁꯔꯇꯤꯐꯤꯀꯦꯠ ꯄꯤꯏ꯫
ꯌꯥꯝꯅ ꯊꯨꯅꯕ ꯇꯦꯕꯜ
| ꯗꯤꯗꯛꯁꯟ | ꯏꯝꯞꯂꯣꯏꯅ ꯄꯤꯕ | ꯏꯝꯞꯂꯣꯌꯔꯅ ꯄꯤꯕ | ꯂꯤꯃꯤꯠ |
|---|---|---|---|
| PF | ꯕꯦꯁꯤꯛ + DA ꯒꯤ 12% | 12% | ₹25,000 ꯋꯦꯖ ꯁꯤꯂꯤꯡ (ꯍꯦꯟꯅ ꯄꯤꯕ ꯌꯥꯏ) |
| ESI | ꯒ꯭ꯔꯣꯁꯀꯤ 0.75% | 3.25% | ꯒ꯭ꯔꯣꯁ ₹21,000 ꯐꯥꯑꯣꯕ |
| ꯄ꯭ꯔꯣꯐꯦꯁꯅꯦꯜ ꯇꯦꯛꯁ | ꯁ꯭ꯇꯦꯠ ꯁ꯭ꯂꯦꯕ ꯃꯇꯨꯡ ꯏꯟꯅ | ꯂꯩꯇꯦ | ꯆꯍꯤ ꯑꯃꯗ ₹2,500 |
| TDS | ꯇꯦꯛꯁ ꯊꯤꯗꯣꯀꯄ ꯃꯇꯨꯡ ꯏꯟꯅ | ꯂꯩꯇꯦ | ꯏꯅꯀꯝ ꯑꯃꯁꯨꯡ ꯔꯤꯖꯤꯃꯗ ꯃꯈꯥ ꯄꯣꯟꯏ |